Technical Product Lead AI Finance App

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About KIRA Our mission is to make money smart, reliable and within reach for everyone. Â In 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, it's the leading insurance platform in Southeast Asia. Â Today, we are expanding ways to help people in Asia and it includes spending, saving, investing, exchanging, travelling, and more. Our objective is to build tools that will help people get more from their money and at ease and self reliance, become an expert. We believe AI will help us achieve this in our generation. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few. We have teams working around the world, with over 20 nationalities and growing from our offices and remotely. Join us and build a better future. If you're this person, we'd love to talk to you. The Role KIRA is building a AI Finance Superapp for Southeast Asia across payments, remittance, insurance, wealth, and trading. Â These products move real money. Reliability, regulatory requirements, and third-party financial rails are fundamental to the product - not considerations around the edges. Â The Technical Product Lead owns a product vertical end-to-end , from strategy and outcomes through technical design, delivery, and launch. Â We are AI-native by default, but AI is a means, not the goal. The bar is knowing where AI genuinely improves an outcome, where deterministic systems must remain in control, and how to build products that are reliable, auditable, and trusted. Â What You'll Own Owning a product vertical end-to-end, including strategy, metrics, roadmap, priorities and delivery. Shaping technical design with engineering across APIs, data flows, ledgering, reconciliation, failure handling, security and scalability. Driving trade-offs across correctness, speed, cost, reliability, regulatory requirements and user experience. Building regulatory requirements into the product across KYC, transaction monitoring, limits, privacy and licensing. Applying AI where it improves outcomes, with clear evaluation, safeguards, human oversight and failure handling. Shipping products around external dependencies, including regulatory approvals, financial rails and third-party partners. Aligning Engineering, Design, Compliance, Operations, Treasury and Finance around clear product decisions and launch requirements. Â What We're Looking For 5+ years of product management experience, including ownership of complex technical products from strategy through production. Strong technical foundation across system architecture, APIs, databases, workflows, failure modes and distributed systems. Experience working closely with engineers and ability to review, challenge and contribute to technical designs. Experience in payments, banking, remittance, insurance, trading or another regulated, high-consequence product domain. Strong product judgment and ability to make difficult trade-offs under technical, regulatory and operational constraints. Experience building with LLMs or AI products, including evaluation, reliability and understanding when AI should not be used. Â Nice to have Engineering or highly technical product background. Experience building zero-to-one fintech or consumer products. Experience defining evaluation frameworks for ML or LLM-powered products. Â Outcome Clear vertical strategy and legible roadmap Ships fast and clears the gates that actually block launch Money is correct and users are never misled about the state of their funds AI features are valuable, predictable and trusted Trade-offs made deliberately under uncertainty and hold up when challenged Engineering, design, compliance, and operations are aligned with mini

关于 KIRA 我们的使命是让金钱变得智能、可靠，并且人人都能触手可及。2019 年，我们打造了首个移动优先的保险平台，使该地区数百万用户能够在线获取保险服务。如今，它已成为东南亚领先的保险平台。今天，我们正在拓展帮助亚洲用户的方式，涵盖消费、储蓄、投资、兑换、旅行等更多领域。我们的目标是构建工具，帮助人们从金钱中获得更多价值，轻松自如、自力更生，成为专家。我们相信 AI 将帮助我们在这一代人中实现这一目标。我们正在寻找最有才华、最有驱动力的人才。我们在寻找为热情而工作、不计较工时的人。热爱打造伟大的下一代产品、不满足于现状的人。关心如何重新定义我们周围每个人如何获得最佳金融应用、而非仅服务于少数特权人群的人。我们的团队遍布世界各地，拥有 20 多个国籍，并在我们的办公室和远程不断壮大。加入我们，共建更美好的未来。如果你就是这样的人，我们很乐意与你交流。 职位 KIRA 正在为东南亚打造一款 AI 金融超级应用，涵盖支付、汇款、保险、财富管理和交易。这些产品涉及真实资金。可靠性、监管要求和第三方金融通道是产品的根本——而非边缘考量。技术产品负责人端到端地拥有一个产品垂直领域，从战略和成果到技术设计、交付和上线。我们默认 AI 原生，但 AI 是手段，而非目标。标准在于：知道 AI 在何处真正改善成果，知道何处必须由确定性系统保持控制，以及如何构建可靠、可审计、值得信任的产品。 你将负责 端到端地拥有一个产品垂直领域，包括战略、指标、路线图、优先级和交付。与工程团队一起塑造技术设计，涵盖 API、数据流、账本、对账、故障处理、安全性和可扩展性。在正确性、速度、成本、可靠性、监管要求和用户体验之间推动权衡决策。将监管要求融入产品，涵盖 KYC、交易监控、限额、隐私和牌照。在 AI 能改善成果的地方应用 AI，并具备清晰的评估、保障措施、人工监督和故障处理。围绕外部依赖交付产品，包括监管审批、金融通道和第三方合作伙伴。围绕清晰的产品决策和上线要求，协调工程、设计、合规、运营、资金和财务团队。 我们在寻找 5 年以上产品管理经验，包括从战略到生产端到端拥有复杂技术产品。在系统架构、API、数据库、工作流、故障模式和分布式系统方面具备扎实的技术基础。具有与工程师紧密合作的经验，能够审查、质疑并为技术设计做出贡献。在支付、银行、汇款、保险、交易或其他受监管、高后果的产品领域有经验。具备强大的产品判断力，能够在技术、监管和运营约束下做出艰难的权衡决策。具有使用 LLM 或 AI 产品构建的经验，包括评估、可靠性，以及理解何时不应使用 AI。 加分项 工程或高度技术性的产品背景。构建零到一金融科技或消费产品的经验。为 ML 或 LLM 驱动的产品定义评估框架的经验。 成果 清晰的垂直领域战略和清晰易懂的路线图 快速交付并清除真正阻碍上线的关卡 资金准确无误，用户永远不会被误导其资金状态 AI 功能有价值、可预测且值得信任 在不确定性下深思熟虑地做出权衡，并在受到质疑时站得住脚 工程、设计、合规和运营与

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