Chief Financial Officer (CFO)
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关于Muscle（Musclepoints） Muscle是银行忠诚度计划的AI优化层。我们帮助银行和金融科技公司实时控制和优化每一次积分兑换的经济效益，从而让银行节省成本，让持卡人获得更多价值。我们的平台已经为Banamex、Interbank、Banco General、AstroPay和dLocal等客户处理数百万次兑换。 盈利状……
职位描述 · 原文
About Muscle (Musclepoints) Muscle is the AI optimization layer for bank loyalty programs. We help banks and fintechs control and optimize the economics of every points redemption in real time, so they save money and cardholders get more value. Our platform already powers millions of redemptions for clients like Banamex, Interbank, Banco General, AstroPay and dLocal.
Profitable, with $8M raised from angels and private investors
No near-term fundraise needed: we grow on our own revenue
30-person team, mostly in Costa Rica, with a Miami office opening soon
Built by bankers, for banks
The Role You will be our first CFO, reporting directly to the CEO. This is a builder role: you will set up the finance function from scratch and become a key partner to the founders on strategy, pricing and growth.
What You'll Do Own financial planning, modeling and forecasting for the company
Model the economics of our deals: interchange, acquiring fees, payment flows and redemption margins
Help shape pricing and commercial terms with bank and fintech clients
Join executive-level client meetings and dinners, and build strong relationships with bank leaders
Build the finance stack and processes using AI tools from day one
Prepare the company for its next stage of growth (Miami office, new markets, future capital options)
What We're Looking For 5-8 years in investment banking or private equity, ideally now moving into (or already in) tech
Strong financial modeling skills
Good understanding of the payments industry (interchange, acquiring fees, payment flows)
AI-native: you use AI tools every day in your work, not just occasionally
Fully bilingual in Spanish and English
Great people skills: comfortable in front of C-level bank executives
Based in the Americas (Miami, US East Coast or LATAM preferred)
Nice to Have Open to relocating to Costa Rica
Experience in fintech, banking or loyalty
Location & Travel Remote within the Americas (Miami, East Coast or LATAM preferred)
Travel to Costa Rica or Miami 1-2 times per month
Compensation North America: around $250K base
LATAM: around $150K base
Equity: 1.5% - 2% in stock options
公司 · Company
FinTech
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