Payments and Reconciliations Intern (f/m/d)

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At Upvest, we are on a mission to make investing as easy as spending money. Upvest empowers businesses to offer a wide range of investment products and the best experience in the field of capital market investment and retirement planning. Upvest’s Investment API is easy to integrate so that fintechs and financial institutions can save resources and fully focus on their core business.
We are proud to partner with Europe’s leading Fintechs and financial institutions such as DKB, Revolut, N26 and Raisin. Founded in 2017 by Martin Kassing, Upvest now brings together over 270 talented professionals from more than 70 nationalities. Upvest is backed by €280M in total funding from world-class investors, including BlackRock, Tencent, Sapphire Ventures, and Bessemer Venture Partners, Earlybird, Notion Capital, and Motive . Our latest €105M funding round in March 2026 - led by Sapphire and Tencent - serves as a massive catalyst for our growth, allowing us to offer premier investment experience.

About the role
We have an exciting opportunity within our Operations team for an intern who would be interested in learning our Payments and Reconciliations processes. It is a fast paced environment and you are guaranteed to learn a lot from our motivated team of experts who value innovation, excellence, and shared growth in a results-driven environment. In this role, you will support the team in ensuring seamless delivery of day-to-day BAU tasks.

What you’ll do:
Timely processing and reconciliation of all inbound and outbound payments and treasury processes, ensuring accuracy and efficiency

Monitoring customer payments and all related transactions to support smooth and reliable cash flows

Preparing cash & securities reconciliation reports

Investigating and resolving any discrepancies between internal cash records and external statements

Proper monitoring of the operations bank accounts ensuring that balances are supported at all times.

Providing support for customer queries, audit processes, and ensuring smooth communication with banking partners

What you bring:
Bachelor’s degree in Business Administration, Finance, Economics, or a related field is preferred

Strong investigative and analytical skills; ability to identify errors

Fluent in English - both written and verbal. German is a strong advantage

Exceptional ability to communicate and foster positive business relationships with both internal and external stakeholders

Ability to work under pressure and meet deadlines

Ability to handle high-pressure situations and meet deadlines

Experience in data analysis and process automation using data visualization tools, SQL, Python, or similar is a plus

How we Upvest in you: Impact-driven work: We’re building the infrastructure that will power the future of investing in Europe. It’s complex, ambitious, and meaningful. You’ll work with modern technologies and create something entirely new. No legacy systems, no limits.

Team celebrations: Participate in company-wide events, such as UpFest, dinners, offsites and our Holiday party, to connect with colleagues and celebrate our achievements.

Inclusion: We’re committed to a culture where everyone belongs and thrives. Our Employee Resources Groups foster inclusion and connection, like Upfem for our female Upvengers, or UpVergent supporting neurodivergent Upvengers and allies.

Our Values: Make it easy for others. We simplify the complex and act with the best intentions.

Own the outcome. We are proactive, fast and confident to get the job done, valuing progress over perfection.

Rise to the challenge. We aim high and push the boundaries. We stay curious, learn and celebrate our wins together.

Tell the story. We start with the Why to align on purpose. We are transparent and share knowledge to empower and inspire others.

Upvest is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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在Upvest，我们的使命是让投资像花钱一样简单。Upvest赋能企业提供广泛的投资产品和资本市场投资及退休规划领域的最佳体验。Upvest的投资API易于集成，使金融科技公司和金融机构能够节省资源，专注于其核心业务。

我们很自豪能与欧洲领先的金融科技公司及金融机构合作，如DKB、Revolut、N26和Raisin。Upvest由Martin Kassing于2017年创立，如今汇集了来自70多个国家的270多名专业人士。Upvest获得了总计2.8亿欧元的资金支持，投资方包括BlackRock、腾讯、Sapphire Ventures、Bessemer Venture Partners、Earlybird、Notion Capital和Motive。我们于2026年3月最新完成的1.05亿欧元融资轮次——由Sapphire和腾讯领投——为我们的发展提供了巨大动力，使我们能够提供顶级的投资体验。

关于职位
我们在运营团队有一个令人兴奋的实习机会，适合有兴趣了解我们的支付和结算流程的实习生。这是一个快节奏的环境，你将从我们充满动力的专家团队中学到很多，他们在注重结果的环境中重视创新、卓越和共同成长。在这个职位上，你将支持团队确保日常BAU任务的无缝交付。

您将负责：
- 及时处理和核对所有入账和出账支付及资金流程，确保准确性和效率
- 监控客户支付及相关所有交易，支持平稳可靠的现金流
- 准备现金和证券对账报告
- 调查并解决内部现金记录与外部报表之间的任何差异
- 适当监控运营银行账户，确保余额始终有支持
- 为客户查询、审计流程提供支持，并确保与银行合作伙伴的顺畅沟通

您需要具备：
- 商业管理、金融、经济学或相关领域的学士学位优先
- 强大的调查和分析能力；能够识别错误
- 英语流利（书面和口语）。德语是加分项
- 与内部和外部利益相关者沟通并建立积极业务关系的出色能力
- 能够在压力下工作并满足截止日期
- 能够处理高压情况并满足截止日期
- 使用数据可视化工具、SQL、Python或类似工具进行数据分析和流程自动化的经验是加分项

我们如何投资于您：
以影响力驱动的工作：我们正在构建将推动欧洲投资未来的基础设施。这是复杂、雄心勃勃且有意义的工作。您将使用现代技术，创造全新的东西。没有遗留系统，没有限制。

团队庆祝活动：参加公司范围内的活动，如UpFest、晚宴、外部活动和我们的假日派对，与同事建立联系并庆祝我们的成就。

包容性：我们致力于创造一种每个人都能归属和茁壮成长的文化。我们的员工资源小组促进包容性和连接，如Upfem（为我们的女性Upvenger）或UpVergent（支持神经多样性Upvenger及其盟友）。

我们的价值观：
为他人提供便利。我们简化复杂的事物，并以最好的意图行事。
掌控结果。我们积极主动、快速自信地完成工作，重视进步而非完美。
迎接挑战。我们目标高远，突破界限。我们保持好奇心，共同学习和庆祝胜利。
讲述故事。我们从"为什么"开始，以达成目的的一致性。我们透明地分享知识，赋能并激励他人。

Upvest是平等机会雇主。我们庆祝多样性，致力于为所有员工创造包容性的环境。

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